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For Buyers

FOR BUYERS

QUALITY BUYER SERVICES

Whether you’re looking for your first home, your dream home or an investment property, We are committed to providing you with the highest quality buyer service. When making the type of investment that buying a home requires, you deserve to have all the latest market information and the very best advice, both of which we can provide. Buying a home is an exciting and complex adventure. It can also be a very time-consuming and costly one if you’re not familiar with all aspects of the process, and don’t have all the best information and resources at hand.

      Here’s what we say…

One of our specialties is representing the best interests of  Jacksonville area buyers throughout the home buying process. Our comprehensive, quality services can save you time and money, as well as make the experience more enjoyable and less stressful.  If you’re like most people, buying a home is the biggest investment you will ever make.  So whether you’re buying a starter home, your dream home or an investment property, why not take advantage of our experience as a local market expert for Jacksonville to make the most informed decisions you can, every step of the way?

Tyana Armstrong, Broker/Owner

Home Buying Process

Things to start the process

  • Before you even begin to start saving properties & calling agents, you have to get your finances in order. That begins with cleaning up old debts, improving your credit score, and building up a healthy savings for a down payment. Once you get things together, then it's time start preparing for that house hunt.

  • The 1st step is actually going to a bank and getting pre-approved for a home loan. Keep in mind that pre-approval and pre-qualification are two different things. A pre-Qualification only tells you know much you can afford for a home. A pre-Approval tells you how much the bank will guarantee to lend you for a home.
  • When you go to an open house with a pre-approval letter in hand the seller knows that you are a serious buyer. Plus knowing exactly how much you are approved for can help you stay within your budget.
  • When budgeting for your home purchase, don't forget to include other costs that will arise like: Inspections, Repairs, Closing Cost, Contingencies and Other Fees.
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Learn More About Buying

Want to learn more about buying real estate in Jacksonville, Florida? Check out these articles and videos.

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Have Questions About Buying?

Check out our FAQs for buying real estate in Jacksonville, FL?

Many home buyers believe the physical characteristics of a home will lead to increased property value.  But in reality, a property’s physical structure tends to depreciate over time, while the land it sits on typically appreciates in value. Some factors, such as property maintenance and improvements, are in your control.  Other times factors outside your control, such as the property market, natural disasters, and changes in your neighborhood, might be brining down the value of your home.

There’s a common perception that older homes are built more solidly than newer ones, or that “they just don’t make them like they used to.” Certainly some old homes are very well-constructed and have stood the test of time.  But the truth is that construction quality varies from home to home regardless of its age. 

A broker is a real estate agent who meets advanced licensing requirements to oversee other agents.  Also real estate broker can work with clients who want to buy or sell a property as well.

Separating tax and homeowner’s insurance payments for your mortgage’s principal and interest payment is most commonly done at the time the mortgage is made; this “escrow waiver” by the lender allows you to take care your property taxes and insurance payments.

From application to approval and closing, getting a mortgage can take anywhere from 30 days to 60 days.  However, some home purchases can take longer, depending on factors unique to the purchase transaction and the home loan processing time.

What My Buyer Clients Have to Say

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